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Summer Set is an unincorporated community and census-designated place (CDP) in Jefferson County, Missouri, United States. It is in the southern part of the county, 3 miles (5 km) south of De Soto. It is a residential community built around three artificial lakes: Summerset Lake, Winterhaven Lake, and Spring Lake. As of the 2020 census, Summer Set had a population of 1,127.